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You'll just need to connect a checking account to the app. You can then also share this content with others via email or social networking sites. Or elect to automatically transfer 10% of your paycheck to savings when it comes in. The app also offers up articles to help you learn to manage your finances better.

Mint helps you stay on top of bills to avoid late payments and their associated fees and penalties. If you are a coupon addict, this is the app to get.



We all know that keeping your budget balanced can not only help you stay on track financially, but can also reduce your stress when it comes to money and your long-term financial health. But if your system includes a messy folder of receipts or wads of cash in various purses and wallets, it may be time to reconsider your strategy. If your focus is more squarely on saving your money and counting every penny, we can help with that, too. There are savings apps for everything from investing to ultra-personalized budgets to custom savings plans. We compiled the best spending trackers, money management apps, budgeting apps, spending trackers, free budgeting apps, and tools for money managing, so you can get a better handle on your daily, monthly, even annual spending habits. So read on, and prepare to have the control of your finances literally at your fingertips. It helps you manage your , and can even sync to all your accounts, from your 401 k to IRA to savings accounts. Another major draw to this popular free budgeting app is its intuitiveness. Mint is organized as to give you a big picture view of your financial situation. Mint sends you a free credit score when you sign up! Mint also shows you how your cash is moving in real time, like your credit card debts, investments, expenses, and deposits. This can be especially helpful to those who use their credit cards for all purchases, helping you stay aware of how much money you really have each month. If you prefer to use cash, you can still take advantage of this feature, you just have to manually enter each purchase made with cash. We also love how Mint is a spending tracker. BillGuard BillGuard is another great money management tool. This popular budgeting app has two main purposes: to help you completely understand your spending habits, and to protect your cards from fraudulent charges, two very important goals when it comes to tracking your spending. First, you sync the app to your bank accounts. Once synced, BudgetGuard shows your total balance, plus how much you spent this month. Using a Tinder-like swiping motion, you account for every single transaction, ensuring you actually made those transactions and that they are fraudulent. If you choose the latter, that transaction will show as flagged on your list until you deal with it appropriately. After swiping and accounting for each transaction, you can do to the All tab, which shows each transaction, along with merchant, amount, and date. But the app takes it one step further: Try the analytics button, which breaks down spending per category, as well as the News Center, which shows any security breaches. BillGuard is free and available on and. The Birdy An addictive money tracker, works like this: You reply to a daily email the money managing app sends you with a list of transactions you remember from the day, and it immediately provides you with an illustration of where all your money goes. Think: handy — and pretty — pie chart. You enter your monthly expenses and income, and — boom! HelloWallet A big part of financial health is planning, not just budgeting. This budget app requires about 30 minutes of your time, inputting your details. Then it provides an individualized plan, like a road map, to increasing your net worth. GoodBudget Formerly known as EEBA, is a budget app for those just starting to follow a budget based on their cash flow. SImply divide up your monthly budget into each category: think: Entertainment, phone bill, student loans, credit card payments, you get the idea. You can also set up recurring payments for those expenses that regularly appear in your budget. GoodBudget can help you more deeply understand your spending habits — and understand the lingering question many of us face: Just where is my money going? GoodBudget is free, and available on iOS and Android. Mvelopes Speaking of envelopes, is another great spending tracker. You being setting up the budgeting app with a few questions about your financial goals. Next, you sync Mvelopes to your bank accounts. Mvelopes then begins working directly with your financial institution, and starts tracking every last credit and debit transaction. Once everything is synced up, Mvelopes starts using its namesake envelope system, which is similar to GoodBudget. This paints a more realistic picture of how much you can spend on certain things, what you actually have in your accounts, and what a reasonable budget is for you. Mvelops is free and available on iOS and Andriod. Pocket Expense A more visual approach to tracking your spending, is another useful money management app. The budget tool first tracks your spending, then creates a visual representation of your spending — all before creating your budgets. You enter your account balances, followed with how much you spend. Pocket Expense color codes those numbers — green for money you have and red for debts or bills you need to pay. You can also set up a budget, in the Budgets tab, then check back periodically under the Charts tab to see the breakdown of your spending. Pocket Expense is free and is available on iOS. Immediately below, you see a chart that shows both your total income and your total balance, then three more tabs: : Payees, Reports, and Search. This app is different than others in that all the information you need is right there on the homescreen, ideal for those who may not be so technically-advanced. HomeBudget is also easy to use, especially for freelancers. If you have clients or those you pay regularly, you can add them to the Payees section, as well. This spending app also has the capability to show your month-to-month spending, budgeting, and accounts. Just search the client name, and -voila! Expensify , which has both a smartphone and web-based tool, is another easy-to-use, and easily navigable spending tracker, perfect for freelancers. Its interface is divided into four, easy-to-use sections: SmartScan, Add Expense, Track Time, and Track Distance. No more trying to keep track of countless, messy receipts! You can also input the info manually. Just input the merchant name, amount spent, and date. You can also denote if the expense is billable or can be reimbursed. This money management app is extremely useful for freelancers who travel by car. You can track miles driven, or simply turn on your location services and let the app do the work for you. Track Time is another great option, which you can use to keep track of your hourly earnings. You can even add your credit or debit card to the app, so you can more accurately track your total balances and daily expenses and earnings. In short, this tool offers both large- and small-scale snapshots of your financial health. Expensify is free and available on iOS, Android, and Windows. Instead of organizing your budget on a monthly basis, Level automatically updates during the day as you spend or deposit money, then updates with you periodically with how much cash you have left to spend. It boasts a beautiful design, as well, making it even easier to use. Level You start using by syncing your savings or checking accounts to the app. If there is not enough money in your account to continue spending as you have been, Level lets you know. This budgeting tool also has a useful Insights section, which can help you track a certain category of spending. Test it out with a category deemed coffee, then Level will help you figure out how much your daily jolt is costing you. Level also shows you a balance chart for your bank account, which illustrates how your bank account will look good or bad if you continue to spend at your current rate. Level is available on iOS and Android. If your financial goal is to save for a specific purpose, then Unsplurge may be the ideal savings tool for you. The app helps you focus on your goal from a visual perspective. When you first download it, you answer one simple question: What are you saving for? Or you want to take an extravagant vacation? A photo of an over-the-water bungalow in a tropical locale will do. You can search the Town section for most popular posts, trending posts, or posts from people you follow. Unsplurge is available in iOS. Toshl Finance creates a customized spending plan or budget. Just pick your preferred time frame options are weekly, monthly, biweekly, monthly, or annually , then choose your start date. Then, you manually input every expense and earned income. The app, though not the most aesthetically pleasing, presents your finances in an uncomplicated, straightforward way, complete with categorization tags on each expense. What more about you really ask for when it comes to a spending app? Toshl Finance is available on iOS, Android, Symbian, and Windows. Daily Budget is another clean, simple and minimal app that makes managing your money as simple as possible. The tool gives you a daily budget for you based on your expenses and income, as well as what percentage of your income you want to delegate to savings. It then breaks down that number into a daily and monthly percentage, which shows you exactly what you can spend. It also gives you a daily budget goal, which makes achieving your goals much easier. Meant for both savings and taking it a step further into investing, Acorns is another great money management app. It chooses how it invests your money based on your net worth and annual salary and your risk tolerance. This tool is ideal for those with an interest in investing but who may be confused by the financial jargon or just want to start on a smaller scale. Available on iOS and Android. What are your favorite budgeting tools, spending trackers, or investment tools? Essentially a family banking system, the app allows parents to either load money onto a pre-paid debit card for kids to use or manage IOUs for stuff like weekly allowance and chores completed. With , your kids can sign into their own accounts, a process that mimics the online banking they will surely need to master as adults, while parents can monitor all accounts from a shared dashboard. By using Her Money Media, Inc. Please read our Privacy and Security Policies. The information provided on this website is offered for informational and educational purposes only and is not to be considered investment advice. ©2018 Her Money Media, Inc.

Additionally, you can set up a for list with notifications for deals or discounts on the apps you want to purchase. » Curious about Chime. Since couples tend to argue the most about money and how it should be spent, it makes sense that an app that was developed to take the animosity out of elements. Discover new products, share them with friends and family, and save both time and money. In addition, you can save paper and time as you redeem the coupons directly from the screen of your phone. Insight and guidance for smart choices.